board: spinner during first load instead of "no cards found"

An empty board on first load blurting "no cards found" was alarming
on a board the user knew had cards. Track a cardsLoaded flag that
flips on the first /api/cards (meta or full) response — or on a
cached-cards hydration — and show a centred spinner placeholder
while it's still false. The "no cards found" copy only shows once
we've actually heard back and the set is genuinely empty.

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

config.php

@@ -1,7 +1,7 @@
 <?php
 
 define('APP_NAME', 'hyprcrd');
-define('APP_VERSION', '1.9.5');
+define('APP_VERSION', '1.9.6');
 
 // Database path — writable directory, outside webroot
 // DB_PATH / UPLOAD_DIR can be pre-defined by the Electron router for app isolation